Having a FirstBank Salary account can ease your money problems, find out how …


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“There is always a lot of money to spend money on, and sometimes the bills can’t wait for the salary to be paid. “ Tope complained when his wife informed him that they were out of cooking gas and needed to refuel.

He had just moved into a new place with his family and the bills seemed to be coming in so quickly he could barely keep up. Barely three weeks in the new apartment, the electricity bill had arrived. The new apartment was larger than the previous one and their two double cushions left too much free space in the living room. They needed some extra furniture to fill the space. His wife kept reminding him of the car he had promised to have, in order to facilitate the mobility of the family.

Everyone’s been a Tope at some point, and that’s why everyone needs a financial partner like FirstBank, Nigeria’s leading financial services brand. FirstBank offers a variety of loan products that can help relieve the pressure as you work to meet pressing and urgent needs, as well as medium-term goals.

FirstAdvance is a digital product designed for salary account holders, who are in urgent need of cash and would like to access the bank’s salary advances. If you have had a salary account with FirstBank for up to two months, you can access 50% of your monthly net salary and up to half a million naira (N 500,000).

A physical visit to the bank branch is not required as you can access it through FirstMobile (FirstBank’s mobile banking app) and USSD channels. To access the service via USSD, dial * 894 * 11 # from the phone number linked to your FirstBank account. This has proven to be the solution for many people as emergencies arise before payday. There is no point in waiting until the end of the month before you can meet those urgent financial obligations.

FirstCredit is another digital product designed for the self-employed. All that is required is that your account has been active and transacted in FirstBank for six months or more to access FirstCredit. It offers clients quick and easy access to loans to fund urgent transactions. You don’t need a smartphone or a physical visit to the bank to do this, too. This credit facility can be accessed using a mobile phone and USSD bank code, * 894 * 11 #. You can access up to 300,000 N to be reimbursed within 30 days.

No physical documentation or collateral is required, nor do you need a physical visit to the bank to access both loans. Imagine the confidence that comes with sorting your bills in minutes and without having to wait until the end of the month.

Salary accounts should do more than receive your monthly salary from your employer. It should help make your day-to-day life easier, and that’s what having your payroll account with FirstBank can do for you. You can get a Personal Salary Loan (PLAS) if you have a longer-term project or investments to make. It could be paying your children’s school fees, acquiring assets or renovating your properties, paying rent, taking professional exams. An eligible customer can access up to N50 million based on their net monthly income and the rates are competitive, while offering long-term and flexible repayments up to 48 months due.

Despite all of these benefits and the ease of access to loans, opening a FirstBank payroll account literally costs nothing. Zero opening balance, Zero minimum daily operating balance, Zero account maintenance fees, and you even get your first debit card issued for free.

Really, it’s always “YOU FIRST” from FirstBank.

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About Miley Sawngett

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